From 27th January 2021, you can find your dream job in our vacancies offer provided by Confidential Agency. For example you can find there a job from location London, City, United Kingdom functional area Accounting, position Head Of Credit.
Our client is a top international Bank based in the City of London. They have a progressive and agile working environment with excellent leadership which also offer excellent career development opportunities.
Review loan applications to present to credit committee for approvals.
Responsible for timely loan application approvals from HO.
Provide an independent view regarding proposed business plans and transactions and credit facilities
Implement and adhere to the Bank's Credit policy, with flexibility to amend specific policies as required and within the Bank's risk governance framework agreed.
Maintaining current knowledge of relevant regulatory developments, effecting change as required.
Responsible for measuring and managing the aggregate risk in the Bank's loan portfolio especially in real estate development loans.
Conduct risk analysis and implement a budget to the lending department.
Determine and establish lending policies & procedure.s
Guiding their staff team and ensuring that they follow the set policies including Credit Risk.
Monitor portfolio management of new and existing clients.
Provide mentorship to RMs and educate them on credit products and procedures.
Production of all credit MI for local and Group purposes providing in depth loan book analysis.
Work alongside Senior members to uphold Business Continuity plans regarding the Credit function requirements.
Also have a good experience in NPA recovery.
Assist in preparation and presentation of the information pack for Board Risk Committee
Strong understanding of Credit analysis and policies.
Good understanding of Risk Management principles.
Good understanding of Basel III and evolving regulatory guidelines in this space.
Should be able to handle various operational and Board level committees.
At least 8-10 years and above working experience in Banking, Financial Sectors with expertise in Credit Delivery and Underwriting of Corporate, SME & Retail and Real Estate including Buy to Let
Should have thorough knowledge in various of Credit Administration including process of proposals, credit analysis etc
* A degree in business administration in either of Finance, Business, Economics, Mathematics / Statistics
* Professional qualifications e.g. CFA/ FRM preferable
* Good time-management skills.
* Self-motivated and leadership attributes.
* People management and relationship skills.
* Good PC skills.
* Have a hands-on attitude and approach
* Excellent interpersonal and communication skills and the flexibility to work across
Our client is an equal opportunities employer, and ensures that no applicant is subject to less favourable treatment on the grounds of gender, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, responsibilities for dependants, physical or mental disability. Candidates are selected for interview based on their skills, qualifications and experience.
Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.